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Category Archives: Budgeting

Spendable Income – In A SpendLess World

Spendable Income – In A SpendLess Worldby Michael BenifezWhile it’s not the sole factor in determining your level of wealth, your amount of disposable income is probably a fairly strong indicator. At the very least it indicates your financial planning ability, as a person living above their means will have a lower percentage of their [...]

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Decorating – Limited Budget Planning Ideas

Johnathan Bakers asked: Kitchen remodeling can be done if you cannot stand your current one, but you are on a limited budget. You may not get your dream room or accomplish a total home improvement or decorating project, but you can renew your room. In fact, you can save money when you redecorate your kitchen.The [...]

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Create and Maintain a Budget – Finance 101

Miro Kalliola asked: Create and Maintain a Budget – Finance 101The first step to avoiding the troubles of financial debt is to create and maintain a budget. Itís not as intimidating as it sounds, donít worry.First off, create a list of all your monthly income and also a list of your monthly expenses. When determining [...]

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