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Monthly Archives: November 2008

What to Expect When Consolidating Credit Card Debt

If you have been worrying about a large amount of debt that you are unable to pay, consolidating your credit card debt could be the most important step you can take in putting your financial affairs in order. Your life will become much less stressful when you are no longer overwhelmed by debt. There are [...]

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What is the exact definition of “last activity” for your credit reports?

lmg asked: I know that an old account will be deleted from your credit report 7 years from “last activity”. But what is “last activity”? Last payment? Last purchase on the credit card? Last contact with the company? Do the 3 credit bureaus have different definitions? Or do companies and collections have different definitions?loans Share [...]

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Secured Debt Consolidation – Merge Your Debts Into One Single Debt

Many a times you find yourself involved in so many debts that you can’t stop cursing yourself for taking so many debts. You wished some angel comes and hands over you enough money to clear all your dues so that you may live happily. Wait. This is what the secured debt consolidation scheme is for. [...]

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