Wealth Management Tips http://www.wealth-management-tips.com Wealth Management Tips and Links to help you improve your personal wealth. Fri, 23 Sep 2016 08:25:28 +0000 en-US hourly 1 Forclosures Have Met Their Match… Reverse Mortgages http://www.wealth-management-tips.com/3026/forclosures-have-met-their-match%e2%80%a6-reverse-mortgages/ http://www.wealth-management-tips.com/3026/forclosures-have-met-their-match%e2%80%a6-reverse-mortgages/#respond Fri, 23 Sep 2016 08:25:28 +0000 http://www.wealth-management-tips.com/3026/forclosures-have-met-their-match%e2%80%a6-reverse-mortgages/ MLS Reverse Mortgage asked:

Foreclosure filings were reported on 2.3 million U.S. properties in 2008, an increase of 81 percent from 2007 and up 225 percent from 2006, according to the RealtyTrac U.S. Foreclosure Market Report released January 15, 2009. The soaring number of … Continue reading ]]>

MLS Reverse Mortgage asked:

Foreclosure filings were reported on 2.3 million U.S. properties in 2008, an increase of 81 percent from 2007 and up 225 percent from 2006, according to the RealtyTrac U.S. Foreclosure Market Report released January 15, 2009. The soaring number of forclosures have sent ripples through the housing and banking industry with the affects being felt by millions.

According to RealtyTrac, California, Florida, Arizona posted the highest 2008 foreclosure totals. A total of 523,624 California properties received a foreclosure filing in 2008, the nation’s highest state total. Foreclosure activity in the state increased nearly 110 percent from 2007 and nearly 498 percent from 2006. With 385,309 properties receiving a foreclosure filing in 2008, Florida documented the second highest state total. Florida foreclosure activity increased 133 percent from 2007 and nearly 412 percent from 2006. Arizona’s 2008 total of 116,911 properties receiving a foreclosure filing was third highest among the states. Foreclosure activity in Arizona increased 203 percent from 2007 and 655 percent from 2006. Other states with Top 10 totals for 2008 were Ohio, Michigan, Illinois, Texas, Georgia, Nevada and New Jersey.

With mounting job losses and a weakening economy, forclosures and mortgage delinquencies are expected to continue to rise. The nation’s unemployment rate shot up at the end of the year, reaching 7.2 percent in December — its highest level since early 1993, according to a Labor Department report release January 9, 2009. That puts U.S. job losses at 2.6 million for 2008.

However, with all this doom and gloom in the housing market, there is a glimmer of hope for senior homeowners 62 years of age and older. That hope comes in the form of a HUD Home Equity Conversion Mortgage (HECM) or Reverse Mortgage. Those who have obtained a reverse mortgage need not be concerned with the increasing forclosure rates and whether or not they can make their mortgage payments. With a HECM reverse mortgage, there are no monthly payments required. 

Borrowers remain in their homes for life and never have to worry about making a mortgage payment again. All they need to do is keep the property in good repair, pay their property taxes and keep their homeowners insurance current and paid. 

For seniors who currently do not have a reverse mortgage, now may be the time to explore the option. It does not matter if a senior is currently late on their mortgage. They may still qualify for a reverse mortgage. To qualify all borrowers on title must be 62 years or older, occupy the property as their primary residence and not currently be in a bankruptcy. That’s it! 

MLS Reverse Mortgage has helped save several seniors who were months away from losing their homes. 

So, in these tough economic times, there is still hope for seniors looking for mortgage payment relief or cash out to enjoy life’s pleasures.

Learn more online: http://www.mlsreversemortgage.com

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Originally posted 2008-04-29 08:36:52. Republished by Blog Post Promoter

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Four Proper Caring Tips For Wooden Toys http://www.wealth-management-tips.com/35355/four-proper-caring-tips-for-wooden-toys/ http://www.wealth-management-tips.com/35355/four-proper-caring-tips-for-wooden-toys/#respond Fri, 23 Sep 2016 02:24:42 +0000 http://www.wealth-management-tips.com/?p=35355 Due to this, it is perfect that you give the kids wooden games the exact same care and attention that you have for his..

Its not a surprise if your baby loves his wooden toys. Wooden games like wooden building blocks have been enjoyed by children of numerous … Continue reading ]]> Due to this, it is perfect that you give the kids wooden games the exact same care and attention that you have for his..

Its not a surprise if your baby loves his wooden toys. Wooden games like wooden building blocks have been enjoyed by children of numerous years. Even now when modern electronic toys that talk, party, play and do a variety of things are abundant in toy shops, wooden toys are still here giving endless fascinating good play opportunities for your kid.

Due to this, it is perfect that you give your children wooden toys the attention and same care that you’ve for his other toys. Below are tips on ways to care for the kids wooden toys.

One intelligent thoughtful idea for wooden toys is keeping them correctly after use. Visiting cheap wooden shutters perth certainly provides warnings you could use with your uncle. Wooden games such as wooden practice models have several different items that should always be kept in the exact same storage field to prevent losing any part. It’s also great to buy those that have a storage box like the Maxim Wooden 100 Piece Train Emerge Storage Box so that you may be sure that most of the elements are always complete.

Second patient idea for the kids wooden toys is always to clean them regularly. This is simply not only for the benefit of the doll but moreover for the protection of one’s kid particularly when he shares his toys with other children since viruses and bacteria are easily transmitted through objects. Clean his wooden toys by wiping them with a cloth soaked in soap and then rinsing them by wiping with damp cloth. It is good to completely clean the games this way rather than placing them in water. This riveting retractable awnings perth paper has varied thought-provoking cautions for why to acknowledge this viewpoint.

Third caring suggestion is about teaching your child the worth of caring for his wooden toys. so that he’ll learn how to clean and keep his toys so that he will be able to do them by himself sooner or later while its you who do the cleaning and the holding for the present time, dont forget to generate your childs involvement in doing these specific things. Show your child how essential it is he can care and price his possessions and how it’s never to abuse or damage his games in any way. What this means is, that knocking or striking his wooden toys is definitely an activity you need to frown upon. This tasteful human resources manager site has collected grand aids for when to acknowledge it.

Fourth and last idea requires looking into the wooden toys once in awhile. Check on his wooden blocks to see if they are complete, check on his wooden trains to be sure no component has come loose. Correct maintenance for his games is needed to make sure that they last quite a while together with your child.

While it’s extremely important to make sure that your kid grows up emotionally activated, it’s also necessary to improve his physical skills which are indeed an essential part of his growing up. Who knows? Together with your good care, he could develop while the next Michael Jordan or David Beckham. Get supplementary resources on plantation shutters perth on-line by going to our astonishing encyclopedia.

Wooden games please your kid in a way that no other model may. More importantly, it plays a role in the developmental progress of one’s daughter or son by sparking his imagination, increasing engine skills and improving cognitive skills. With that said, it’s only appropriate that the kids wooden games receive the attention and care they deserve.

Originally posted 2013-10-03 12:25:27. Republished by Blog Post Promoter

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http://www.wealth-management-tips.com/31406/31406/ http://www.wealth-management-tips.com/31406/31406/#respond Thu, 22 Sep 2016 20:18:27 +0000 http://www.wealth-management-tips.com/?p=31406

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Originally posted 2013-06-18 21:02:59. Republished by Blog Post Promoter

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Originally posted 2013-06-18 21:02:59. Republished by Blog Post Promoter

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