To determine how important rolling over defined contribution (DC) plan assets to an individual retirement account (IRA) or another DC plan at job change versus cashing out is to the current state of retirement income adequacy, the Employee Benefit Research Institute (EBRI) used its Retirement Security Projection Model (RSPM) to compare projected retirement deficits of … Read more
Here are four stocks with buy rank and strong income characteristics for investors to consider today, June 20th: BHP Group (BHP): This explorer and developer of natural resources properties has witnessed the Zacks Consensus Estimate for its current year earnings increasing 0.8% over the last 60 days. This Zacks Rank #2 (Buy) company has a … Read more
US cash A lot of people are expected to lose their jobs to automation and artificial intelligence. One solution that’s been proposed is Universal Basic Income. It’s an idea already being tested in the city of Stockton. I found this comment on Amazon about this book which is relevant to the experiment in Stockton. For … Read more
Retirement: It’s all about one thing and that’s income … replacing a steady paycheck with your savings. With that, dividend stocks have plenty of appeal for retirees. Not only can you score higher yields than bonds, but you have the ability to grow those payouts over time as well. However, dividend stocks do have one … Read more
If you’re looking for a new growth area to invest in and bemoan the fact that you missed out on Bitcoin at the start this might be the new Bitcoin type industry. Incidentally, don’t buy Bitcoin or any of the other cryptocurrencies, unless you like gambling. This is different, this is backed by a real … Read more
This article is posted as a warning that you MUST do your own due diligence on any investment advice you get from any source, including this website. A post-mortem by British lawmakers and regulators into the suspension of the U.K.’s best known stockpicker’s flagship fund could expose some systemic flaws in the fund industry, analysts … Read more
By definition, residual income denotes the amount of net income generated in excess of the minimum rate of return. On a more personal level, it refers to the level of income that an individual has access to once all expenses and debts have been paid. Having a stable residual income is an important part of … Read more
This is a pretty good article on retirement income and investing but I take serious issue with the Motley Fool advertisement at the end of the article. They say that Warren Buffet made the bulk of his wealth after he turned 50, which is true, but then they say that this shows that it’s never … Read more
Here is the second of the mindfulness videos I’ve collected for you.
If, as suggested in the previous video, we are all connected by energy waves then it makes sense that several people can have the same idea at the same time.
This talks about how we do heal ourselves or make ourselves ill by the way we think.
Be careful of what you say, words have power. Speak what you want not what you don’t want.
I don’t really remember where I first hear that but I can tell you from my own experience that it’s true.
This is not about positive thinking. It’s about what really goes on inside your head.
What you say to yourself, what you say to your partner, what you say to your kids, what you say to your dog or cat.
I have been telling my wife for the last 13 years that I always get a park near the door of wherever we are going, and I nearly always do.
I should have been telling her that I always win raffles and X-lotto…
I have long thought that since everything is made up of energy and physics tells us that energy can neither be created or destroyed but only changed from one form to another that we must all be part of everything around us.
This video seems to provide some sort of confirmation of these thoughts and also perhaps explain the behaviours of some migratory animals, birds and insects.