Step-by-Step Guide to Home loan pre-approval
Before looking for your new home know how much you can borrow. The damand for a home is high at the moment and will remain so for several years yet. Before you start looking though it’s best to know how much you can borrow so you don’t look at homes outside your price range. Also […]
Are these the 5 reasons commercial property is a good investment right now?
Perhaps not as good as you might think. While I can understand where the writer is coming from, and I hope they are right (I have an exposure to commercial real estate) I suspect thet they might be a tad overenthusiastic. Currently residential rental vacancy rate is sub 1% in every city in Australia and […]
Should You Help Your Parents Financially?
What an interesting question. This is mostly a cultural question answerd in this article, but there are ramifications for the rest of us. In our family the kids help out their father who has almost bankrupt himself with multiple poor decision making. My wife and I are fairly comfortable with out finances and pension at […]
Does Retirement = Death?
If you thought that you would only live for another 2 years after you retire, what would you do differently now? I’m pretty sure the statistics are different in Australia but apparently in the USA the average life expectancy after retirement is 18 months. For me it has been over 2 years since I retired […]
Retirees: you could boost your passive income with these 3 simple steps.
When you take into account the franked credits available to Australian retirees these steps could make a very big difference to your retirement income, if you have the capital to invest. As with all investments, make sure you understand the ups and downs of the stocks you are investing in. Professional advice is always a […]
3 questions to ask about your super fund
Superannuation has been a hot topic for many years in Australia, our Politicians keep wanting to play with it thinking that too many people are getting too much money in retirement and they should keep more of that money for wasting on useless projects in their own electorates. It’s never a good idea to let […]
You need to live within your means – 8 Tips to help.
Here are 8 tips that will help you retire when you choose rather than when you hit the retirement age. You don’t have to retire of course, but it makes a huge difference if you get to choose rather than have to keep working. I remember overhearing a conversation being held between a school teacher […]
Where to invest your first $1,000 in ASX shares
It’s always the big question for first time investors. Where do I invest? I have always favoured blue chip stocks as the first step because the chance of screwing up and losing money is much reduced. This has a slightly different take on that so have a read. Yahoo Finance – Business finance, stock market, […]
Australia’s Housing Market Take-Off Is Not Helping the Economy
I have watched the Australian housing market with interest for some time. In my opinion it’s a huge bubble in Sydney & Melbourne and there will be many tears when it bursts, as it must. Stupid people are bidding way too high for peoperties because they can get cheap finance but it will burn them […]